Loans for commercial or investment purposes only.
Loans captured under the National Consumer Credit Protection Act 2009 or third-party loans will not be considered.
- Property purchase
- Refinance / Portfolio finance restructure
- Development/Construction finance
- Equity release
3 to 24 months.
From $500,000 to $5,000,000. Larger loan amounts may be considered.
First registered mortgage over real property within Australia.
General securities agreement and personal guarantees from the director(s)/principal(s).
Security Property Type
Residential, commercial, and industrial – established or vacant land.
Specialist security will not be considered.
All security property to be independently valued by panel valuer of Vertex.
Up to 65%. May consider up to 70%.
Fees & Rates
Priced upon application and assessment
Interest to be pre-paid within the approved facility. borrower may service monthly interest payments subject to satisfying serviceability criteria.
Clean credit record and a successful history in transacting of assets similar to the Loan Security offered.
A clear loan exit strategy must be provided.
Sale or refinance of the security property or a facility restructure is acceptable subject to Vertex confirming that the proposed exit is reasonably achievable.
Experienced property investors/developers with a proven track record.
Australian residents and/or Australian registered companies/entities only.