First Mortgage Investments

Vertex aims to provide Wholesale Investors with consistent returns by providing a high level of service and acting at all times ethically, with integrity and professionalism.

These are the investment options available to Wholesale Investors....

Direct Mortgage Fund

The Direct Mortgage Fund provides Wholesale Investors with the exclusive opportunity to invest directly in a range of individual loans and mortgages secured by real property.

Fixed monthly interest distributions from

  • Exclusive opportunities for Wholesale Investors
  • You decide which mortgages to invest in
  • Investors are registered as mortgagee
  • Invested directly into individual first mortgage loans
  • All loans secured by real property within Australia
  • Investment terms between 3 and 24 months
  • Register to start receiving investment opportunities

Monthly Income Fund

The Monthly Income Fund provides an opportunity for Wholesale Investors to invest in a fully managed pooled first mortgage trust generating monthly income distributions to Investors.

Target Rate paid monthly

  • Exclusive investments for Wholesale Investors
  • Monthly income distributions
  • Pooled first mortgage investments
  • Investments secured by real property within Australia
  • 12-month minimum initial investment term
  • Additional investment preservation measures
  • Fully managed investment

Eligibility criteria for a Wholesale Investor

To qualify as a Wholesale Investor you must either:

  • Invest $500,000 or more, or
  • Provide a qualified accountant’s certificate (that is not more than 2 years old) confirming you either:
    1. have net assets of at least $2,500,000, or
    2. have gross income of at least $250,000 for each of the last two (2) financial years.


The directors of Vertex have a wealth of knowledge and experience in property developments, banking, investment, commercial finance and loans management, investment management and debt recovery.

Read more about the team


The full list of frequently asked questions about Vertex, the Direct Mortgage Fund and the Monthly Income Fund can be found on our FAQ page.

Read our FAQs
What is a Wholesale Investor? What are the differences between the investment options? How do I invest in the Direct Mortgage Fund? How do I invest in the Monthly Income Fund? What is the alignment of interest between the Investors and Vertex?